Here are the basic steps you can expect to follow in the mortgage loan process for your home at Haven Ridge.
Your Haven Ridge sales representative can put you in touch with one of our trusted loan consultants, who will help you find the loan program that is the best fit for you.
Loan application and mortgage approval
After signing your agreement of sale, your mortgage professional loan consultant will be in touch with you to start the mortgage application process. Some items you will be asked to provide include pay stubs, two years of W2s, two years of tax returns, bank statements, driver’s license, Social Security card and your signed agreement of sale. This process typically takes approximately 30 days. After reviewing all documents, your mortgage professional will contact you with your loan approval.
After your mortgage approval
At this point, your Haven Ridge sales representative and mortgage professional will be working closely to ensure that all paperwork is completed. Make sure to have your current bank statements handy, and provide prompt responses for any additional paperwork requested by your lender.
Time for settlement
Congratulations—it’s almost move-in time! Time to start packing, set up movers and contact your utility companies. On the day of settlement, you’ll receive your settlement statement, sign off on all final paperwork and receive the keys to your brand new home!
Mortgage calculator assumes only principal and interest for monthly payment. Payment shown does not include taxes, insurance, or PMI. Payment can vary based off current interest rates and credit scores.